Public Liability


YOUR business is unique, and your business insurance should be too.

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What exactly is public liability insurance?

0800 107 8949
Mon – Thurs: 08:30 – 20:00
Fri: 08:30 – 17:30
Sat: 09:00 – 13:00

Public liability insurance protects you against negligence claims from injured third parties. If you are unsure what public liability insurance covers and are at all unsure as to why you might need it, take a look at our public liability insurance guide. In summary, it will protect you from claims arising over:

  • Third parties suffering from slips, trips and falls
  • Objects falling on to third parties
  • Third parties suffering from stress and anxiety as a result of your business activities

How to buy public liability insurance from YOUR Insurance

Online: Click on the compare quotes button and answer the questions about you and your business to compare available quotes from our panel of insurers.

Over the phone: Call us on 0800 107 8949 and our in-house team will get the best deal they can for you.

Great discounts for low premiums

We want to provide you with the lowest premiums we can and by using winning discounts for over 750 trades and professions, we will work on matching renewal quotes if you are new to YOUR Insurance, are claim free for three years and so long as we can offer the cover on a like-for-like basis.

We are part of Towergate Underwriting Group Limited, one the largest independently owned insurance intermediaries in Europe and as a result we have access to a wide panel of products and providers. Speak to our team on 0800 107 8949 today to find out more and see if you qualify.

Issues with getting covered?

If you are struggling to find public liability cover or feel that it does not cover enough of your business, you might have better luck with our trade specific policies linked from the homepage. Alternatively, our in-house team might be able to source a policy for you outside of our insurer panel.

Who needs it?

Practically any type of business or trade can take advantage of public liability insurance. It will offer you cover if you can say any of the following about your business:

  • If you have visitors to your premises
  • If you interact with members of the public
  • If you visit the property of third parties