Knowledge Centre

Designed especially to cover the requirements of landlords, landlord insurance is an essential measure for all property owners who let their property to tenants. When considering which insurance provider to go with and which policy to take out, it is important to consider a number of factors. Your Insurance has compiled a list of useful tips to guide you through this process and help you get the most out of your policy.

Protect your investment

As a landlord, you are responsible for both protecting the property from a range of potential events as well as those that occupy the property. A standard home insurance policy will not be enough to ensure you are protected against these events and you may incur costs should the unpredictable occur. Here at Your Insurance, we understand the importance of an insurance policy that is tailored to your individual requirements and, as such, recommend that you give due consideration to choosing the right cover to protect you and your investment.

Compare quotes

Try to get as good of an insight into a range of providers as you can; this will help to ensure you end up with a policy that is right for you, your property and your budget. We use a panel of market leading insurers including Towergate and, Zurich to provide our customers with some of the best quotes available.

Get adequate cover

As landlord, it is your responsibility to ensure your property is insured for the correct amount, otherwise known as the Rebuild Cost or Sum Insured. If your property is underinsured, you could lose out financially should you need to make a claim.

Optional cover

Our landlord insurance policies cover contents, accidental damage, property owner’s liability, employer’s liability and vacant premises as standard, but there is the option of tailoring your package to include cover against unpredictable events such as terrorism.

Get the most from your quote

There are several steps you can take to help ensure you get the most out of your insurance cover. For example, keeping the property in good condition through regular checks is an essential measure and is often expected of you in your policy. Another good measure is to make sure you are happy with the tenants you select to occupy the property as your landlords insurance may not protect you against damage caused by tenants.