Knowledge Centre

April’s British Crime Survey reported a rise of almost 100,000 burglaries in England and Wales in 2010. With 734,000 burglaries reported, these figures have prompted advice to homeowners to ensure they have sufficient home insurance cover in place and to increase their home security.

It was reported that electronic gadgets and jewellery were the most commonly stolen items, with thieves profiting from the high price of gold and silver which they then sell for scrap.

The statistics also revealed a rise in break-ins for car keys, with the improvements in car security making vehicle theft more difficult for criminals.

These figures highlight the importance of homeowners checking they are covered by home and contents insurance and - with burglars tending to go for small, high value items such as watches and jewellery - ensuring that more expensive items are covered by a high value policy.

With rising prices, the increasing value of jewellery and the growing wealth of households, many homeowners may find they are underinsured. Homeowners are advised to regularly take stock of their contents, arrange valuations and review the level their cover to help protect their financial investments.