Knowledge
Centre
All the latest news, tips, FAQs and insurance advice from YOUR
Insurance.
Featured article: How to spot a good tradesman’s insurance
policy
9 June 2010

There are many things to consider when looking for tradesman
insurance. Tradesmen insurance policies typically offer as standard
a range of benefits, but cover can be tailor-made to suit the needs
of your specific trade. The best tradesman insurance policy for you
may not be the one with the highest levels of cover or the cheapest
premiums. Price and levels of insurance cover are important, but so
is service, support and efficient claim processing.
Tradesman Insurance checklist
It helps to understand what your particular business risks are, and
to look for a tradesman insurance policy that covers them
adequately.The following points will help you assess your business’
needs:
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Featured article: Inadequate pub insurance: what are the
risks?
9 June 2010

If you own a public house, nightclub or bar, an adequate
pub insurance
policy is essential. As proprietor, you face a range of risks from
crime, nature and human error. Unfortunately, every pub, bar and
club owner faces a very real threat of theft. After a busy weekend
shift you will have a significant amount of cash on the premises
that cannot be safely deposited in the bank until the next working
day. If your earnings are stolen and you do not have the right pub
insurance cover, you will be left out of pocket.
Nature can also wreak havoc when you least expect it. A flood or
fire could inflict serious damage to your building and contents.
Then there is the cost of replacing stock or repairing furniture
and fittings.
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