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Our trade insurance packages include public liability cover as standard. You can choose to include extra protection allowing you to tailor your trade insurance policy to ensure that you protect every aspect of your business.

Trade insurance packages are for both manual and professional tradesmen, and we can insure over 500 different trades from builders to consultants.

As well as your public liability insurance, we can also provide you with professional indemnity insurance, to protect you against claims for loss or damage as a result of mistakes or negligence.

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Key features of our trades insurance policies

  • Public Liability - a key element of our trade insurance policies, you can protect your business with a level of indemnity that suits your business - choose from £1 million, £2 million, £5 million or £10 million.
  • Employers' Liability - we can provide insurance for up to £10 million under our trades insurance policies. Under UK employment law it is a legal requirement to hold employers' liability insurance if you have any employees or use labour only subcontractors.
  • Tools Cover - we can provide protection for loss or damage to your tools and business equipment including laptops, computer equipment and accessories. We can also insure your goods in transit.
  • Plant Cover - protect your own plant, hired in plant, equipment, machinery and site huts whilst on site, and in transit to and from your site.
  • Business Interruption - protect yourself from additional costs incurred as a result of damage to property insured. This cover also protects you from any loss of income incurred following failure of a public supply of electricity, gas or water, preventing you from completing your contract.
  • Personal Accident - protect yourself against loss of income following an accident which prevents you from working. We give you the option to choose whether you require protection at work only, or 24 hour cover.
 
Request A Trade Insurance Quote Today From Your Insurance Group

Trade insurance policy benefits

  • Free Legal Helpline - you will have access to a 24 hour telephone legal helpline on any legal problem in connection with your business.
  • Tax & Property Protection - we will provide cover for up to £50,000 of accountancy and legal costs incurred following tax & VAT investigation by the Inland Revenue.
  • Temporary Employee Cover - if you have employers' liability insurance and need to take on extra temporary staff for those busy periods, cover for temporary staff is automatically provided for up to 50 man days.
  • Cover For EU Work - we will extend cover to protect you whilst working on temporary contracts anywhere within the European Union.
  • Save Time & Money - you don't have to wait around for your documents with Your Insurance Group. We issue all of our documents via email, so you don't lose out. All of our telephone numbers are free phone, so you don't have to pay to call us.
  • Spread Your Payments - we offer you the option to pay for your trades insurance premium across monthly instalments helping you to manage your cashflow.
  • Financial Security - by taking out trades insurance with us, you know you have the support of Europe's largest independent intermediary.
 
Request A Trade Insurance Quote Today From Your Insurance Group