Here at Your Insurance Group we have a salon insurance package offering you generous levels of standard cover including public liability, product liability and employer's liability, that help you to protect your salon.
We also have many optional extras to choose from to improve your standard salon insurance policy, because when it comes to salon insurance, our specialist team understand that every business has different insurance needs.0800 107 8949
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Salon Insurance To Protect Your Business
Key features of our salon insurance policy
- Public Liability - our salon insurance package comes with standard cover for public liability and products liability of £2 million which can be increased if required.
- Employers' Liability - we can provide cover for up to £10 million under our salon insurance policies. Under UK employment law it is a legal requirement to hold employers' liability insurance if you have any employees.
- Business Interruption - our package comes with this cover as standard to ensure that your business is protected; as specialists we know that over 80% of businesses go bankrupt after a serious fire if they are not properly covered.
- Buildings Cover - we can provide buildings cover at the level you require, which can also be extended to cover any damage caused by subsidence.
- Contents Cover - we can tailor levels of cover to meet your specific insurance requirements. Contents cover can extend to provide cover for the loss or damage to electronic equipment, tenants improvements as well as fixed and removable items of your salon fixtures and fittings.
- Stock Cover - our salon insurance package cover can be added to mould the policy to your exact needs.
- Money & Assault Cover - we provide various levels of cover for money handled by you and your staff in the course of your business as well as any injuries sustained following assault, robbery or attempted robbery whilst operating your business. This isn't just limited to within your business premises but extends to cover monies kept at home overnight as well as on your person whilst on your way to the bank.
- Theft by Employees - the standard theft cover available on our salon insurance package only provides cover for theft involving forcible or violent entry to your premises. We can add cover to protect you against employee dishonesty.
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Goods in Transit - we provide £2000 standard cover for loss or damage to your business goods in transit as we understand many businesses need to get goods from one place to another, whether it's delivering to a customer or picking up stock from a supplier.
Salon insurance policy benefits
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Free Legal Helpline - you will have access to a 24 hour telephone legal helpline on any legal problem in connection with your business.
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Tax Protection - we can provide cover for up to £50,000 of accountancy and legal costs incurred following tax & VAT investigation by the Inland Revenue.
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Unlimited Glass Cover - our salon insurance packages provide you with unlimited glass cover including the temporary boarding up of your shop following an incident as well as the provision of a 24 hour replacement service, with limits of £500 for alarm foils and window signage. Our glass cover not only covers your salon windows but extends to cover glass show cases, glass shelves and mirrors as well as sinks and sanitary fittings.
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Spread Your Payments - to help you manage your cash flow you can choose to pay your salon insurance premium by monthly instalments.
- Save Time & Money - you don't have to wait around for your documents with Your Insurance Group. We issue all of our documents via email, so you don't lose out. All of our telephone numbers are free phone, so you don't have to pay to call us.
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Financial Security - by taking out our salon insurance policy you know you have the support of Europe's largest independent intermediary.