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Our Home Insurance policies cover a wide range of the risks that you will face.  We are home insurance specialists and have in depth knowledge of the type of cover that suits you.

We work hard to develop cost effective policies that make sense for home owners. We offer the following covers for you to ensure that you are protected.

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Key features of our home insurance policies

  • Unoccupied, let or properties under renovation - we can usually cover your property, whatever stage it is in, though insurers may refuse to cover certain risks.
  • Non-standard properties covered - we understand that every home is different, so we cover a wide range of property types under our home insurance policies.  Some insurers may refuse certain risks.
  • Buy to let contracts - cover includes malicious damage and theft by tenants.
  • Block policies - for blocks of flats and portfolio clients.
  • Multiple properties cover - own several houses? Cover for all of them under our multi-property cover.
  • Discounts to existing customers - If you already have a policy with us, you can get a discount on your first year's home insurance.
 
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Home insurance policy benefits

  • Blanket sum insured policies - claims for up to £750,000 buildings and £150,000 contents.
  • Mid net worth contracts - claims for up to £750,000 buildings and £150,000 contents.
  • Holiday home cover - cover for your holiday home, even when you're not there.
  • Optional accidental damage for buildings and contents - for unexpected incidents such as spills on carpets, and nails through pipes and cables.
  • Free legal expenses - all standard policies include legal cover. Non-standard policies depend on insurer.  Please check your policy wording.
  • Someone to help - we realise that accidents and incidents don't only happen between 9 and 5, so all of our standard policies have free 24 hour Home Assistance and Legal helplines to ensure there's someone to help you when you need it most. Non-standard policies depend on insurer.  Please check your policy wording.
  • Spreading Your Payments - you can take up the option to pay your annual premium by monthly direct debit - helping you to manage your cash flow.
  • Financial Security - by taking our policy you know you have the support of Europe's largest independent insurance intermediary.
 
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Exclusions

  • Holiday home cover is subject to restrictions depending on location and time of year.
  • Accidental damage is subject to restrictions depending on certain risks.
  • Blanket sum insured policies are not offered by all of our insurers. Please specify when you take out your policy.
  • Mid net worth contracts are not offered by all of our insurers. Please specify when you take out your policy.