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Our commercial property insurance package offers a wide ranging insurance policy designed for a whole variety of commercial property owners. The package provides cover for loss of property, income, and both public and employers' liability.

We also have many optional extras to choose from to improve your standard commercial property insurance policy to meet your individual business requirements.

Key features of our commercial property package

  • Property Owners Liability - our commercial property insurance package comes with standard cover for property owners liability of £2 million which can be increased if required. 
  • Business Interruption - our commercial property insurance package comes with this cover as standard to ensure that your business is protected; as specialists we know that over 80% of businesses go bankrupt after a serious fire if they are not properly covered.
  • Buildings and Contents Cover - we can provide buildings cover at the level you require, which can also be extended to cover any damage caused by subsidence.  
  • Inflation Protection - we keep your Building Sums Insured in line with inflation - we use recognised independent building cost indices to amend your Sums Insured to reflect inflation, although we recommend that you review your Sums Insured to remain up to date.
 

Commercial property insurance policy benefits

  • Directors and Officers Liability - we can indemnify directors and officers of flats management companies against liability in respect of their activities carried out for such flat management companies.
  • Certificates Of Insurance - individual tenants are often required to produce evidence of insurance.  We can supply certificates to meet these requirements.
  • Glass Replacement Service - broken glass?  Not to worry, the 24 hour glass replacement service can fix windows, doors or partitions.  Just call us and assistance will be provided.
  • Free Legal Helpline - you will have access to a 24 hour telephone legal helpline on any legal problem in connection with your business.
  • Tax Protection - we can provide cover for up to £50,000 of accountancy and legal costs incurred following tax & VAT investigation by the Inland Revenue.
  • Spread Your Payments - to help you manage your cash flow you can choose to pay your commercial property insurance premium by monthly instalments.
  • Save Time & Money - you don't have to wait around for your documents with Your Insurance Group. We issue all of our documents via email, so you don't lose out. All of our telephone numbers are free phone, so you don't have to pay to call us.
  • Financial Security - by taking out our commercial property insurance policy you know you have the support of Europe's largest independent intermediary.