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Our Car Insurance policies cover a wide range of the risks that you will face.  We are car insurance specialists and have in depth knowledge of the type of cover that suits you.

We work hard to develop cost effective policies that make sense for vehicle owners. We offer the following covers for you to ensure that you are protected.

Please note that we have access to many policies and not all the policy features and benefits that are listed below are included on all policies.  Policy limits, terms and conditions vary per policy.

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Key features of our car insurance policies

  • Guaranteed No Claims Bonus - allows unlimited claims with a no claims discount of up to 60%, though high claim rates may cause insurer to refuse renewal terms.
  • Courtesy Car - following a claim and using our approved repairers, even in total loss claims such as fire and theft, you will be entitled to a courtesy car for at least 14 days. Courtesy cars are provided subject to availability.
  • Free European Cover - there is no limit to the number of trips you are covered for, providing no trip is longer than 60 days.
  • Discounts For Existing Customers - if you already hold a policy with us, we can offer you a discount on your first year's car insurance.
 
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Car insurance policy benefits

  • Stereo Cover - protection available for factory fitted and non-factory fitted equipment.
  • Personal Effects Cover - cover for your personal effects.
  • Cover for those aged 18 to 75 - Cover available for young drivers.
  • Someone To Help - we realise that accidents and incidents don't only happen between 9 and 5, so all of our policies have free 24 hour Emergency and Legal help lines to ensure there's someone to help you when you need it most.
  • Spreading Your Payments - you can take up the option to pay your annual premium by monthly direct debit - helping you to manage your cash flow.
  • Financial Security - by taking our policy you know you have the support of Europe's largest independent insurance intermediary.
 
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Exclusions

  • Motor policies include a requirement for you to take reasonable care to prevent losses occurring. For example loss of or damage to your vehicle or its contents by theft or attempted theft or an unauthorised person taking and driving it will not be covered if it has been left unlocked, left with the keys in it, left with the windows, roof panel or the roof open (in the case of a convertible vehicle) or reasonable precautions have not been taken to protect it.
  • Foreign use is limited to trips of up to 60 days and will only apply where your permanent home is in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and you have contacted us prior to your trip, though, insurers retain the right to cancel if your time abroad is higher than your time within the UK.
  • Stereo cover for non-factory fitted may be limited by some insurers. Please check your policy documents.
  • Personal effects cover may be limited by some insurers. Please check your policy documents.